SampattiTrack

Money calculators

Three simple calculators for returns and loans. They run in your browser, store nothing and give estimates, not advice.

XIRR calculator

Annualised return from dated investments and a current value, plus absolute return.

SIP calculator

Estimate what a monthly SIP could grow to, with an optional yearly step-up.

EMI calculator

Monthly instalment, total interest and a yearly amortisation table for a loan.

When to use which

Use the XIRR calculator to measure a return you have already earned from several dated investments. Use the SIP calculator to project what a regular investment might become at an assumed return. Use the EMI calculator to see what a loan costs each month and in total.

Want to go further? SampattiTrack tracks real SIPs, loans and cards from your own transactions, privately on your iPhone. Learn the ideas first in What Is XIRR? or XIRR vs CAGR.

These calculators give estimates for learning and planning. They are not investment, tax, legal or financial advice.